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DEATH AND INJURY BY FIREARMS

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In Michigan in the year 2001, the last year for which complete statistics are available, 3,273 people died from firearm related injuries. That’s an average of nine per day. In that same year, 3,955 others were treated for non-fatal gun injuries. This does not include unreported injuries. Nationally, in 1999, 3365 young people alone were killed by firearms, with approximately four times that many wounded by guns.

    Consider that 40% of U.S. homes contain firearms. It is estimated that 3.3 million children live in homes where a firearm is at times left loaded and not secured under locks. This is a significant part of the answer to the question: where young people get the guns they use to either accidentally or intentionally kill and wound others?

    If your life has been touched by gun violence, you should inform yourself as to what remedies the law provides you. If the shooting was accidental, the negligent people can be made to pay the damages they caused. However, even where a morally and financially irresponsible person intentionally causes injury or death, it does not mean that others cannot be legally responsible.

    In Michigan, as in many other states, there are laws imposing strict liability on gun owners who do not secure their firearms, if those guns are then used by someone else to maim and kill. Michigan’s Civil Code Section 1714.3 automatically imposes liability up to $30,000 for allowing a minor under the age of 18 to gain access to an unsecured firearm that is then discharged and wounds or kills a person. Of course, standard negligence laws also impose liability without limit upon careless gun owners.

    What is not so obvious is that standard home owners’ insurance policies can cover a gun owner’s negligence in this respect, even though he was not handling the firearm at the time, and even though the person who did use the firearm shot someone on purpose.

    In view of the prevalence of firearms in American homes, parents should inquire of the parents of their children’s friends whether they keep firearms, and if so where and how are they secured. Condo association attorneys in Michigan say that you should ask your association if you’re allowed to have guns in your home.

    If tragedy strikes, you should consult legal counsel quickly before evidence is lost. Even in instances of gang violence, if the gang member got his pistol from his parents’ home, it is possible to resort to their homeowner’s insurance to pay medical bills, rehabilitation costs, or in the case of fatality, money damages for the loss of the society, comfort, companionship, and support of the loved one whose life was taken.

    Though money will not bring back a loved one, it should also be considered that for every careless gun owner who enables a tragedy to occur, when he is brought to court and made to pay, other gun owners will learn the necessity of securing their firearms so that the lives of other children and adults are not lost or ruined.

How Does An Injured Worker File A Workers’ Comp Claim?

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The insurance company lawyer is taking your deposition anyone filed a Virginia Workers’ Compensation make a claim. You claim you were injured on task and you wish compensation and medical coverage. The insurance company lawyer hopes capture you in an error that will empty your pockets your case. Here are the mistakes you should avoid in your deposition.

 

In all of these cases it is a right to get compensation for the loss and pain you have suffered. A lot of damaged a result of the wrong and failed medical care you should hire a coral springs car accident attorney and fight for your rights.

 

In industrial and other environments, the business insists how the employees wear safety spectacles or contact lenses. Your part on the job it to be sure you’ve a pair and put them on every single time tend to be in a piece environment. They protect your most important sense-the experience of sight. A lot of things can in order to eyes in which not discussed. Particles can become embedded your eye. A product hitting the eyeball can scratch the cornea. Even more serious mishaps can even cause loss of sight.

 

Most of your worker’s compensation attorneys in Philadelphia charge before despite the fact that the case in during. You are lucky if the charged after the case has ended. You hardly get such malpractice attorney. Philadelphia has some legal businesses who impose the fee or the payments after the is over. You hardly get such excellent offers. So opting for such professionals in Philadelphia is an awfully bright idea if you are looking for malpractice counsellors.

 

There handful of important questions that everyone who is injured on the job need approaches to. In dealing with workers compensation major is when will I begin receiving checks? This varies in case all the paperwork already been filled out correctly, the claim is legitimate and she has been processed correctly the checks should start coming within two weeks of the accident. The insurance company will call you in order to investigate and record a statement and get the preliminary medical details off of the clinic.

 

Get all of the medical care you will be required. Don’t minimize your pain in any attempt seem strong or brave. Should you be in pain, admit it and obtain a pain killer. If you state that your pain or injury is reduce it really is, your statement will be held against you later, and could reduce your benefits.

 

Every medical personnel are going to need an extra insurance policy based over their needs, so make specific they have something that would work perfectly for you!

Manufacturing costs for second line AIDS drugs

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For medicines invented before 1996 and produced or imported as generics in Brazil, the global market for active pharmaceutical ingredients (APIs) is highly competitive. The most widely used 1st line AIDS drug is a twice a day regime of Stavudine (d4T), Lamivudine (3TC), and Nevirapine (NVP). The main factor driving the price of this HAART regime is the cost of the APIs. The total amount of APIs in this cocktail is 284,700 milligrams per year, or .2847 kilos per patient per year.

Following our price negotiations with CIPLA on behalf of MSF, the price for this regime was $350 in January of 2001, and has fallen steadily, to recent prices as low as $109. Some companies have privately indicated to UN agencies that bulk prices of $70 per year are feasible, if quantities are large and financing is solid.

For this HAART regime, the cost of a kilo of delivered and formulated APIs in Africa was initially more than $35 thousand. With competition, this fell to roughly $3,900 per kilo by 2000, $ 1,229 per kilo in 2001, and $383 per kilo by early 2007.

The $70 per year per person future price that some manufacturers suggest is feasible for this HAART regime is equivalent to $246 per kilo for the fully formulated and delivered APIs.

APIs are the principal cost component of finished pharmaceutical products. The price of APIs fall according to three factors: (1) improved manufacturing processes, (2) economies of scale (larger and more sustained product runs), and (3) sufficient competition between multiple efficient producers. All of these factors have occurred with respect to the first-line HAART regime when Brazil as a large customer “made the market” for generic products, many based upon APIs manufactured in India or China. The Brazil purchases creating economies of scale and incentivizing multiple API manufacturers. Efficiencies and incentives were later enhanced by the presence of global funding mechanisms including the Global Fund to Fight AIDS, Tuberculosis and Malaria and the U.S. PEPFAR program.

What does this analysis suggest concerning the pricing dynamics for the new “second line” regimes? Below we compare the prices per formulated and delivered APIs for the first-line d4T+3TC+NVP regime (Triomune 40) to the prices of formulated and delivered APIs for Kaletra (lopinavir/ritonavir) and Atripla (efavirenz/emtricitabine/tenofovir).

The regime for Kaletra is 4 gel tabs containing 200 milligrams of lopinavir and 50 milligrams of ritonavir — 1,000 APIs per day, and .365 kilos per year. The once a day regime for Atripla is 600 milligrams of efavirenz, 200 milligrams of emtricitabine and 300 milligrams of tenofovir disoproxil fumarate — 1,100 APIs per day, or .4015 kilos per year.

Prices per formulated and delivered APIs are currently much higher for Kaletra and Atripla than for the Triomune HAART regime, principally because of the relatively low number of patients on second-line therapies and because of the absence of dynamic generic competition. However, as demand grows for second-line therapies and as Atripla is adopted as a preferred first-line therapy because of its adherence advantages (one pill, once-a-day) and its reduced adverse side effects, we can expect the potential economies of scale to increase and prices to fall, if generic producers are permitted to compete, and to compete in markets that collective are large enough to stimulate entry and competition and to realize economies of scales for the generic suppliers.

Efforts to partition markets or limit markets for generic suppliers will undermine the potential benefits of generic competition in lowering prices for second line drugs.

Prices per formulated and delivered APIs are currently much higher for Kaletra and Atripla than for the Triomune HAART regime, principally because of the relatively low number of patients on second-line therapies and because of the absence of dynamic generic competition.

The price points for Kaletra include the Abbott price for Thailand before the issuance of the compulsory license (roughly $3,800), the prices of generic alternatives in January 2007 (roughly $1,370), and the initial Abbott price in Africa ($500).

The price points for Atripla are the two tiers of prices for developing countries just announced by Merck.

The high prices for Kaletra and Atripla should come down if there a competitive market for generic APIs is permitted to develop. As demand grows for second-line therapies and if Atripla is adopted as a preferred first-line therapy because of its adherence advantages (one pill, once-a-day) and its reduced adverse side effects, we can expect the potential economies of scale to increase and prices to fall, if generic producers are permitted to compete, and to compete in markets that collective are large enough to stimulate entry and competition and to realize economies of scales for the generic suppliers.

Efforts to partition markets or limit markets for generic suppliers will undermine the potential benefits of generic competition in lowering prices for second line drugs. Generic suppliers should have access not only to the poorest countries that are subsidized entirely by Northern donors, but also to countries with somewhat higher incomes that can pay for medicines from national health care budgets.

Efforts by national governments to bargain with patent owners for lower prices for Kaletra and Atripla are unlikely to be as effective in lowering prices for these products as will be the creation of a large global market for generic products. The Triomune example illustrates both the possibilities of lower prices per delivered APIs, as well as the importance of dynamic savings, as entry, competition and efficiency is increased over time.

Are Daily Fantasy Sports Legal?

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Technology is speeding up changes in the world of gaming. It took almost two centuries for poker to evolve from Straight Poker – five paper cards dealt face down with no draw – to Internet Hold ‘Em linking players using computers in different states and even on different continents. Decades passed before three-reel mechanical slot machines were replaced by electro-mechanical gaming devices; then decades more before those made way for 100% computerized video games with virtual reels, and online slots with no physical cabinets at all. Even bingo took years to evolve from a game played with beans on hard cardboard cards, to printed papers daubed with ink markers, to linked machines that are almost indistinguishable from slot machines.

There has always been a latest new thing in gaming. But those are coming faster and faster, usually in completely unpredictable ways. Internet gambling, especially online poker is still being fought over in state legislatures. But the real growth area, a couple of years ago, was social casino games. Today it is daily fantasy sports.

The introduction of daily games has been as big a boost to the world of fantasy sports betting as the invention of the under-the-table camera was to T.V. poker.

But, is daily fantasy legal?

The first thing to know about the law of fantasy is that the federal Unlawful Internet Gambling Enforcement Act[1] did not make fantasy sports betting legal. I have been on three or four panels in the last five or six months discussing daily fantasy games. Many operators and proponents seem to truly believe that the UIGEA creates a safe harbor carve out for all fantasy sports. The industry leader FanDuel declares:

Fantasy sports is considered a game of skill and received a specific exemption from the 2006 Unlawful Internet Gambling Enforcement Act (UIGEA 2006). FanDuel uses exactly the same rules as any other season-long fantasy sports format, the only difference is that our games last only one day or one week.[2]

Sites like FanDuel point to the following language from the UIGEA:

§ 5362. Definitions
In this subchapter:

(1) BET OR WAGER.–The term ‘bet or wager’–

(E) does not include–

(ix) participation in any fantasy or simulation sports game or educational game or contest in which (if the game or contest involves a team or teams) no fantasy or simulation sports team is based on the current membership of an actual team that is a member of an amateur or professional sports organization . . . and that meets the following conditions:

(I) All prizes and awards offered to winning participants are established and made known to the participants in advance of the game or contest and their value is not determined by the number of participants or the amount of any fees paid by those participants.

(II) All winning outcomes reflect the relative knowledge and skill of the participants and are determined predominantly by accumulated statistical results of the performance of individuals (athletes in the case of sports events) in multiple real-world sporting or other events.

(III) No winning outcome is based–

(aa) on the score, point-spread, or any performance or performances of any single real-world team or any combination of such teams; or

(bb) solely on any single performance of an individual athlete in any single real-world sporting or other event.[3]

Note how easy it is for operators to comply with these provisions. Fantasy sports is played by fans who pay a fee to enter and compete against each other for valuable prizes. Players create and manage their “teams,” made up of real-world athletes. But the athletes are not normally actually competing against each other in real-world games. Rather, the fantasy sports team consists of athletes from different real-world teams and events. The only thing that is real is the statistics generated by the individual athletes. Computers combine the information about real-world performances to determine which fantasy team has won.

Under the UIGEA, a fantasy team cannot be composed entirely of the players of a real-world team. But there is nothing preventing all players but one of a fantasy football team from being from the same real-world team. There is no limit on the cost of entering, the size of the prizes or, most significantly, the length of time involved.

Until recently, fantasy sports was season-long. But this appealed mostly to only the most devoted of sports fans, who follow a sport over weeks or months. Technology has shortened our attention spans. And the brilliant idea that a fantasy league could be started and finished on the same day, using statistics generated by real-world contests on that day, led to an explosion of interest in fantasy sports.

So, the UIGEA does permit, under its own terms, daily fantasy sports. But, the argument that the UIGEA preempts all other federal and state anti-gambling laws might be defensible, except for the following from the very opening section of the UIGEA:

RULE OF CONSTRUCTION.–No provision of this subchapter shall be construed as altering, limiting, or extending any Federal or State law or Tribal-State compact prohibiting, permitting, or regulating gambling within the United States.[4]

It is hard to imagine a clearer express statement that this Act was not intended to change any other anti-gambling law.

Admittedly, the UIGEA was rammed through without any hearings or even proof-reading, so it is sometimes difficult to know what Congress intended. But the bill itself is labeled an “Enforcement Act.” By its own language, the UIGEA made only two changes in the law of Internet gaming. It created a new federal crime of receiving money by an operator of an illegal gambling website. And it ordered federal regulators to enact regulations to identify and block money transfers by bettors in the United States to those outlaw gambling sites. The UIGEA is designed to go after online gaming that is already illegal under some other federal or state anti-gambling law; and, today, no serious legal commentator, regulator or enforcement agent would argue otherwise.

Of course, the UIGEA has had a real-world impact far beyond its actual, limited changes in the law. Within hours of it being passed by Congress, long before it was signed into law by President George W. Bush, PartyGaming, then the largest publicly traded Internet poker company, announced that it was pulling out of the American market. This was apparently based on a misunderstanding of the bill: the frankly bizarre belief that before the UIGEA only online bettors were violating state anti-gambling laws and now operators could be prosecuted as well.

Whatever the reason, the exist of this giant online gaming operator from the U.S. scared every other publicly traded Internet gaming company to also stop taking money bets from America.

The passage of the UIGEA had many other impacts, both large and small. The one most relevant for the question of daily sports bets was the acceptance of UIGEA’s “carve out” listed above by state and local police and prosecutors.

Fantasy sports has always been problematic for law enforcement. Sports betting is one of the few forms of gaming that clearly is illegal under just about every anti-gambling law. Illegal bookies have been using telephones since they were first invented to take bets on horse races and sports events. In fact, the first prohibitions on remote wagering were enacted before the phone was invented, because criminals were taking bets by telegraph.[5]

But everyone charged with enforcing the laws against gambling also knows that contests of skill are almost never illegal. Gambling requires prize, consideration and chance. If any one of those elements are absent the activity can still be regulated, but not under the anti-gambling laws.

A game whose outcome is determined entirely by the skill of the players is simply not gambling. The prize of value might still be cash. But the consideration is no longer considered a bet. Paying to play a contest of skill is an entry fee, not a wager.

Bowling tournaments, for example, that charge entry fees and offer cash prizes might still be regulated or even outlawed. But the organizer would not be charged with running a lottery, operating a casino or being a bookmaker.

Agents of law enforcement have always been wary of fantasy sports. The reasons are practical as well as legal. A season-long fantasy sports league would seem to require enough skill to take the game out of the prohibition against sports betting. More importantly, nobody likes to look like a fool, especially if the mass media may become involved. There are few prosecutors who would care to go in front of a jury to prosecute a months-long fantasy sports contest. Just describing how the game operates would be so complicated to the layman that the battle to get that juror to declare the operation predominantly chance would be already half lost.

But a fantasy game that starts and ends in a single day and involves as few as two real-world sports events is another matter. The game is easy to explain and may even look like sports betting. Some of the skill elements of the season-long fantasy leagues are missing. For example, the “manager” of a daily fantasy team has no opportunity to make trades. Fortuitous events, like injuries and weather, are much more likely to not only occur, but to determine which fantasy team wins.

There are no court cases yet on whether a daily fantasy game has enough skill elements remaining to keep it out of the category of sports betting. The question will be determined entirely by state law. Which means it is very possible that courts in different states will come to different conclusions as to whether daily fantasy is legal.

States are free to decide their own public policies toward gambling. Utah and Nevada share a common border, yet their state legislatures have come to completely opposite decisions on whether gambling should be legal.

This is already beginning to happen with fantasy sports. Although the general test for gambling is chance, prize and consideration, states and other jurisdictions are free to create other tests, or outlaw or legalize specific activities. FanDuel every state and decided to prohibit residents of Arizona, Iowa, Louisiana, Montana and Washington from participating in fantasy games for money.[6] Maryland, on the other hand, expressly legalized fantasy sports in 2012.[7] It did this by enacting a statute that tracked the language of the UIGEA on fantasy games and then simply declared those games not to be gambling.[8]

Although a few state legislatures are considering expressly outlawing fantasy sports, the trend is definitely in the opposite direction. Besides the question of whether daily or even season-long fantasy competitions have enough skill elements to make them non-gambling, very powerful political players have entered the arena. The sports leagues, until recently consistently united in their opposition to sports betting, are very much in favor of fantasy sports, to the point where they are partnering and investing tens of millions of dollars in the companies that run the games. The reason is obvious: Fantasy players will continue to watch a game to the end, even if one team is wiping out the other, because they want to know how their individual fantasy team players do. More viewers mean more advertising revenue.

There may also be another, more subtle factor. Sports betting is here to stay, whatever federal or state laws are passed. The professional and collegiate teams and leagues are beginning to recognize that wagering on sports events has been and continues to be a significant factor in the popularity of athletic contests.

Fantasy sports is a way for the individuals and organizations that have said that they would never support sports betting to get many of the benefits without having to be openly hypocritical. And it doesn’t require them lobbying to repeal the very same anti-sports-betting laws that they worked so hard to have passed only a few years ago.

Measuring China’s Impact on Las Vegas

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Everyone in the gaming industry knows that Macau’s casinos suffered large downturns in revenue during the Mainland government’s corruption crackdown. Chinese high-rollers knew that high-stakes gambling became a risky business, far from the baccarat tables. When Beijing sneezes, Macau gets pneumonia.

But what about Las Vegas?

Macau is only one-sixth the size of Washington, D.C. Yet, in 2013, its casinos, the only legal ones in China, won more than all the casinos in the United States, combined. Almost all of that came from baccarat.

American operators with casinos in Macau actively recruit high-rollers to Las Vegas. The tax rate and fees on gross gaming revenue in Macau is more than 39%; in Nevada, less than 8%

So, that same year, 2013, Nevada casinos won a total of $1.1 billion from blackjack, but $1.6 billion from baccarat, half a billion dollars more. And there were nine times as many blackjack tables as baccarat tables: 2,704 to only 302.

A blackjack table won $405,000 on average that year; a baccarat table $5,290,000 – 13 times as much. And the yield from baccarat was increasing.

Then came the crackdown on the Chinese Mainland.

By 2016, Nevada casinos still won $1.1 billion from blackjack. But its high-limit baccarat tables, almost all located in Las Vegas, won only $1.2 billion.

It looks like the bottom was hit months ago. Baccarat revenue is up in both Macau and Nevada.

But we can now answer the question of what impact China has on Las Vegas. Even just a slowdown in visitors costs Nevada casinos more than $400 million a year.

When Beijing sneezes, Strip casinos catch a severe cold.

Late-Diagnosis Claim Yields Record Accord

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A former Chicago elementary school teacher rendered disabled after she suffered a brain aneurysm has received a $4 million settlement in a medical negligence suit against her health care provider.

The settlement, reached on behalf of 46-year-old Nancy Sea, marks the largest reported Illinois settlement for a delay in the diagnosis of a ruptured brain aneurysm with vasospasm, according to the Illinois Jury Verdict Reporter.

Cook County Associate Judge Miriam Ellen Harrison of the Probate Division approved the settlement terms on Thursday, said Sea’s attorney, Kurt D. Lloyd.

Although the settlement prevents Lloyd from identifying the defendants in the case, court records list the defendants as Humana Health Plan, Inc., d/b/a Sykes Center, Dr. Mark Karides and Kathy Merrill, a nurse.

Sea was shoveling snow on the front walk of her Chicago home on Jan. 10, 1995, before leaving for work at Holden elementary School, 1104 W. 31st St., when she experienced a sudden, severed headache and dizziness, said Lloyd.  Sea vomited, called in sick at work, and then went to bed, he said.

When Sea’s husband, Kevin, arrived at the home at 4:30 p.m. that day, Sea told him her neck was stiff and that her headache was “the worst of her life,” said Lloyd.  Kevin Sea than called the family’s medical clinic and obtained an after-hours appointment at 7 p.m., Lloyd said.

An on-call physician who was an internist examined Sea and diagnosed her with the flu, said Lloyd.  Sea’s chart did not show she was complaining of a headache, he said.

Five days after seeing the physician, Sea began slurring her speech and dropping things held in her right hand, said Lloyd.  When she was taken to the emergency room at Michael Reese Hospital, a CT scan of her head revealed a ruptured aneurysm in the left middle cerebral artery, he said.

An arteriogram performed the next day showed severe vasospasm, which causes untreatable, irreversible brain damage, said Lloyd.  Sea is no longer able to speak and has partial paralysis to her right side, he said.  She is able to walk with a cane and feed, bathe and dress herself.

Sea never returned to her work as a teacher, said Lloyd.

Lloyd contended that Sea’s initial physician should have recognized signs and symptoms of a ruptured aneurysm and ordered at CT Scan of her brain to rule out cerebral bleeding.  If Sea’s condition had been diagnosed promptly, she would have undergone a cerebral artery clipping before the vasospasm began, reducing the likelihood of a permanent stroke-like vascular injury, he said.

“This was an unfortunate case in which Humana has agreed to settle this issue for the patient,” said Humana spokesman Dick Brown.  “the settlement has nothing to do with economic incentives for the doctor to withold appropriate care.”

Karides obtained his physician’s license in December 1990 and has never been disciplined, according to records maintained by the Illinois Department of Professional Regulation.

The settlement was negotiated over a period of two weeks, said Lloyd, and talks began after he disclosed that Dr. John M. Tew Jr. of the University of Cincinnati’s Mayfield Clinic, a former president of the American Academy of Neurological Surgery, had agreed to testify on Sea’s behalf.

Court records show that Sea received $4 million in cash under the settlement, along with a waiver of $188,719.33 in medical expenses.

The defendants in the case were represented by James M. Bream of Querrey & Harrow.  Bream was not available for immediate comment Tuesday.

The case is Nancy Sea and Devin Sea v. Humana Health Plan Inc. d/b/a Sykes Center, et al., No. 96 L 10751 via Lawyers of Distinction.

Officer Awarded $5.7 Million After Disabled in Wreck

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On May 7, 1991, Mundelein police officer Susan Roy spotted an injured cat on Route 45 just south of Courtland Street.

She stopped her squad car on the road, turned on the roof-top lights, got out and opened the trunk for her night stick to move the animal off the road.

It was to become an act of kindness that would tragically alter the life of the 28-year-old Roy, an officer of two years who was seven weeks pregnant.

As Roy peered inside the trunk, a limousine driven by former Skokie resident George Varnai ran into her.  Pinned between the two vehicles, Roy lost her right leg and the fetus that night.

Roy’s left leg, badly broken in several places, has never recovered, leaving Roy to spend nearly half of each day in a wheel-chair.

More than five years later, the McHenry County woman, who has gone through multiple surgeries, has been awarded $5.75 million because of the injuries.

A panel of three arbitrators considering the case found Friday that Varnai and his limousine company, Elite Limousine Ltd., were largely to blame for the accident.

Varnai, who told arbitrators has was going 30 mph, was ticketed for failing to reduce speed to avoid a collision.  He was found guilty and fined $500 by a Lake County Circuit Court judge in 1991.

Varnai’s insurance couldn’t begin to cover the tragic accident.  His insurer, Corporation Insular De Seguro, went bankrupt and was liquidated by the Illinois Guaranty fund in 1992.

That left Roy to try and collect through an uninsured motorist claim from the Village of Mundelein’s insurer, the Intergovernmental Risk Management Agency. Looking for condo association attorneys in Michigan? Feel free to contact us.

“We think the award was high, but we know she suffered some serious injuries,” said Jim DeAno, attorney for IRMA.

The Oakbrook Terrace-based insurance pool provides coverage for 67 member governments in the region, including the Village of Mundelein.

IRMA argued that Roy shouldn’t have parked her squad car in the middle of the roadway.

There also were questions raised about whether Roy’s trunk lights worked and whether Varnai could have seen the squad’s roof-top lights with the trunk open.

“He should have seen the squad car from 500 to 800 feet…you can only speculate that he obviously didn’t have his eyes on the road,”

IRMA hasn’t made a decision yet on whether to challenge the award, the second largest ever lodged against the 17-year-old agency, said Sal Bianchi, the pool’s executive director.

But the insurance pool has filed a request with DuPage County court asking that the award by “offset” by more than $800,000 in worker’s compensation, disability and other payments already made to Roy, court records show.  This includes legal PPC during COVID.

If the award stands, member governments could find their insurance rates rising in the future, Bianchi said.

“Certainly any loss of this magnitude affects the rate,” said Bianchi.

Roy, now 33, has been through more than four surgeries since the accident.  She has been unable to work, although she did work as a Lake Zurich police radio dispatcher for three months,

“She couldn’t do it.  She is not capable of working,” the attorney said.

Trucks collide with car outside Reddick

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When you operate a vehicle, you take certain safety precautions, and you expect others to do the same. Whether that includes using a blinker, looking both ways or simply wearing a seat belt, being a safe driver not only affects you, but helps prevent car and truck accidents and keep the roads safe for other drivers.

Drivers who choose to multitask while operating their motor vehicle put others at serious risk. Talking on a cell phone, texting or eating while driving are just a few things that can cause a driver to lose focus on the road, putting others in danger. Truck drivers have an even greater responsibility to focus on the road and drive safely. Because they operate such large vehicles, if they are involved in an accident, the damage could be catastrophic, and people could be seriously injured. Contact a car accident lawyer in Austin TX for help.

Last week, two trucks and a car collided on I-75 near Reddick. Two 19-year-olds, a man and a woman, were in the car, which was crushed by one of the semis. Firefighters had to cut both of them out of the vehicle. The two teenagers were injured in the accident. The woman was flown by helicopter to Shands at the University of Florida, and the man was taken to a nearby hospital in an ambulance.

All northbound lanes of the highway were closed for approximately an hour due to the crash. It is unclear what caused the accident.

Unfortunately, accidents like this one happen all too often. It is important for truck drivers and others to stay safe and focused while operating their vehicles. Trucking companies have a responsibility to make sure their drivers are not overworked. Distracted driving or driving on little sleep can make the roads dangerous and cause serious accidents that can result in injury or even death. If you were injured in an accident, contact our attorneys today.

Baltimore businessman accused of sexually abusing 2 relatives

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Charges have been brought against a 48-year-old Baltimore County businessman and government worker for the alleged sexual abuse of two female relatives, one minor and one adult. The accused man is the former operator of a Christian summer camp, is a business owner, the head of a church and a county government code enforcer.

Criminal charges were brought against the Lykens Court man by a female relative who claimed she had been sexually assaulted multiple times. The teenager told authorities she was abused in her home and at the man’s business, School House Studio Company, for two years starting in 2008. A second relative, an adult, has also alleged abuse by the 48-year-old entrepreneur and county employee.

The businessman operated the youth-oriented Superior Christian Summer Camp at Towson University in 2010. He has been placed on unpaid leave from his work as a Baltimore County code enforcement inspector, pending the outcome of the police investigation.

Complaints by both women resulted in separate warrants for the businessman’s arrest in late August. Among the charges the ex-day camp operator faces are child abuse, sexual abuse of a minor, second-degree assault, and third- and fourth-degree sexual offenses.

Along with owning the School House Studio Company, reports say the accused is also the head of the Full Ministry Family Church.

The suspect was formally charged with the multiple sexual offenses and was released, after posting $100,000 bail. A trial date is pending.

Simply being charged with a sexual offense can have detrimental effects on your career and social reputation. The man in this case is clearly an active member of the community who could suffer greatly from the charges that have been brought against him. He has already been suspended from his job.

While sex crimes charges can be difficult to face, experienced Baltimore defense attorneys know that not everyone accused of a crime is guilty. Strong defenses can be built to challenge sex offense charges with the help of a defense attorney.

Personal Injury Information

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If your doctor gives you some restrictions, then it is up to your employer to accommodate those restrictions. If they can accommodate the restrictions, then you simply return to work within the modifications. If your employer cannot accommodate the restrictions, then you may be entitled to vocational rehabilitation. If you go into vocational rehabilitation, then the insurance carrier will provide you with retraining benefits. As with temporary disability, the retraining benefit is severely limited. For injuries after January 1, 2004 vocational rehabilitation has essentially been elminated. For injuries before January 1, 2004 there is a cap of $16,000.00 on the entire retraining process. All expenses including schools, counselors, and supplies, are counted against the cap. During the vocational retraining, you are entitled to a vocational rehabilitation maintaince allowance or “VRMA”. This is paid at the rate of $246.00 per week and is subject to the cap of $16,000.00. There is a 12% withholding which is set aside to pay your Lakeland DUI attorney.

If the injury or illness results in a permanent handicap, then you may also be entitled to a recovery for permanent disability. Again, this is a very limited benefit. You are entitled to recover the percentage of ability you have lost to compete in the open labor market. This is a standard of recovery which is unique to workers’ compensation. It is important to note that you are not entitled to a recovery for pain and suffering. Your recovery is based upon the disability described by the doctors who evaluate you. The Workers’ Compensation Appeals Board, the insurance company, and your lawyer all interpret the medical evidence to determine the percentage of ability you have lost to compete in the open labor market. Once the percentage is established, then the recovery amount is rather simple as it is scheduled in the labor code. Simply put, a certain percentage will relate to a certain dollar recovery under the labor code.

If the injury or illness results in death, then a benefit will be paid to your surviving dependants. If you have questions about your rights and you do not wish to consult a lawyer, you should contact the McCullough & Leboff PA car accident attorneys.